If you need to file a claim, video proof can be helpful. Walk through your house, and zoom in on specific items and serial numbers. Another option that can document your possessions and is easy to do is recording a video. There are a number of smartphone apps available to download that make taking a home inventory a breeze. There are many methods to catalog the items in your home that don’t require hours on a computer. If spreadsheets scare you, don’t be alarmed. Taking a full home inventory can ensure that you will be reimbursed for everything you own. If there is a fire in your home, you’ll likely remember the large items, such as furniture, but what about the smaller items? Shoes, clothes, sports equipment, and movie collections can all add up pretty quickly. If you have valuable items such as collectibles, antiques, firearms, or jewelry, the more detail you can provide, the better. If there is a fire in your home, or you are robbed, a detailed list of what was destroyed or stolen can make a claim less stressful. If you tally all your property and it comes to $150,000, you now know that you need at least that much personal property coverage. Whether you are shopping for Renters Insurance for your first apartment, or have lived in the same house for years, a home inventory can validate if you have enough personal property coverage. You’ll be able to tell if you have enough coverage It’s a good idea to save several copies of this (think digital back-ups) since a physical list will likely be ruined or lost in the event of a claim. Many insurance carriers recommend keeping a home inventory so you have an updated record of all your possessions. Call today for your consultation appointment.įor further assurance, ask for references from one of our many satisfied customers.While taking a home inventory sounds like a tedious and boring task, there are several reasons why you should set aside the time to take one. An inventory gives you peace of mind and helps you preserve the symbols of your life. Trust Picture This Asset Inventory to provide an extra measure of protection. It’s challenging to reconstruct this information after the fact. Yes, it’s possible to do it yourself, but few people find they have the time to get it done. Professional home inventories also are helpful for estate planning. In fact, statistics from the National Insurance Industry show that homeowners who have a thorough inventory receive more for their possessions on their claim than those who do not. Picture This Asset Inventory Service provides a professional, comprehensive record of the things you own. If you have a loss due to theft or a natural disaster, an inventory can help you prove ownership, describe items for law enforcement and substantiate insurance claims. It’s not always possible to recover the exact items taken. But, if you have a digital inventory of the things you own, it’s much more likely your treasured possessions will once again take their rightful place. Possessions in your home or office are symbols of your hard work, traditions, love and history. When a family suffers the indignity of robbery, much more is taken from them than the items thieves carry away.
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